Scaling a working capital program is not just about bigger numbers. It’s about building the right foundation so complexity does not undermine performance. Before you commit to expanding your program, ask yourself these seven questions.
1. Are my systems ready to integrate without disruption?
Why it matters: Disparate systems and data lead to long implementations and operational drag.
Next step: Map integrations with IT and vendors before finalizing scope.
2. Where do my biggest friction points occur?
Why it matters: High-pain areas create the fastest wins and the biggest risks if ignored.
Next step: Survey teams and review process logs to identify delays.
3. Do I have cross-functional alignment?
Why it matters: Misalignment between finance, sales, IT, procurement and legal can stall execution.
Next step: Create a steering committee to own the program across functions.
4. How fast do I need funding access?
Why it matters: Speed can outweigh rate when time-sensitive opportunities or risks arise.
Next step: Think about access to alternative capital. Does your house bank offer alternative capital solutions?
5. What’s my risk exposure today?
Why it matters: Insurance gaps and credit concentration can block deals.
Next step: Conduct a risk audit and document coverage by region, supplier and buyer.
6. Will my provider customize or standardize?
Why it matters: Customization can improve fit, but standardization supports scalability.
Next step: Ask for examples where both have been balanced successfully.
7. How will success be measured?
Why it matters: Clear KPIs ensure ongoing optimization and strategic alignment.
Next step: Align metrics with both financial and operational objectives.
Bottom line: Asking these questions before scaling helps the Office of the CFO avoid costly missteps and positions them for long-term success.
See how GSCF approaches these questions in complex, global environments in our eBook. Read it now.